Owner's Policy

up to $150,000 — $5.75 per 1000

$150,000 to $250,000 — $4.75 per 1000 + $187.50

$250,000 to $500,000 — $3.50 per 1000 + $437.50

$500,000 to $10,000,000 — $2.75 per 1000 + $812.50

over $10,000,000 — $2.25 per 1000 + $5,812.50

Minimum — $175

Reissue — 70% within 10 years

Homeowner / Eagle Policy

Add 15% to Owner's Policy Premium Can only be issued for 1 to 4 family residential properties or an individual condominium unit.

Minimum — $200

Mortgage Loan Policy

up to $150,000 — $.00 per 1000

$150,000 to $250,000 — $3.25 per 1000 + $112.50

$250,000 to $500,000 — $2.50 per 1000 + $300

$500,000 to $10,000,000 — $2.25 per 1000 + $425

over $10,000,000 — $2.00 per 1000 + $2,925

Minimum — $125

Reissue — 70% within 10 years

Simultaneous Issue — $100 provided an Owner's Policy in equal or greater amount was issued and a premium charged

Title Guaranty

up to $100,000 — $3.50 per 1000

$100,000 to $250,000 — $3.00 per 1000 + $50

over $250,000 — $2.50 per 1000 + $175

Minimum — $105

Reissue — 70% within 6 years

Guaranteed Certificate of Title

up to $100,000 — $3.00 per 1000

$100,000 to $250,000 — $2.50 per 1000 + $50

over $250,000 — $2.25 per 1000 + $112.50

Minimum — $105

Reissue — 70% within 6 years

Preliminary Judicial Report

over $150,000 — $3.00 per 1000

Minimum — $75

Junior Loan Policy

over $150,000 — $1.75 per 1000

Minimum — $75

Insurance Policy

Residential Title

ALTA Owner's Policy

Loan & Leasehold Policies

(without standard exceptions)

For the first $1,000 of liability (or fraction thereof) —$190 (minimum rate)

For each additional $1,000 of liability (or fraction thereof) in excess of $1,000 up to and including $50,000 —$5.00

For each additional $1,000 of liability (or fraction thereof) in excess of $50,000 up to and including $100,000 —$4.00

For each additional $1,000 of liability (or fraction thereof) in excess of $100,000 up to and including $200,000 —$3.50

For each additional $1,000 of liability (or fraction thereof) in excess of $200,000 up to and including $300,000 —$3.00

For each additional $1,000 of liability (or fraction thereof) in excess of $300,000 up to and including $1,000,000 —$2.50

For each additional $1,000 of liability (or fraction thereof) in excess of $1,000,000 up to and including $4,000,000 —$2.00

For each additional $1,000 of liability (or fraction thereof) in excess of $4,000,000 up to and including $5,000,000 —$1.50

For each additional $1,000 of liability (or fraction thereof) over $5,000,000 —$1.00

Advantage Residential Loan Policy

Michigan Homeowner's Policy of Title Insurance

For the first $1,000 of liability (or fraction thereof) —$200 (minimum rate)

For each additional $1,000 of liability (or fraction thereof) in excess of $1,000 up to and including $50,000 —$5.50

For each additional $1,000 of liability (or fraction thereof) in excess of $50,000 up to and including $100,000 —$4.40

For each additional $1,000 of liability (or fraction thereof) in excess of $100,000 up to and including $200,000 —$3.85

For each additional $1,000 of liability (or fraction thereof) in excess of $200,000 up to and including $300,000 —$3.30

For each additional $1,000 of liability (or fraction thereof) in excess of $300,000 up to and including $1,000,000 —$2.75

For each additional $1,000 of liability (or fraction thereof) in excess of $1,000,000 up to and including $4,000,000 —$2.20

For each additional $1,000 of liability (or fraction thereof) in excess of $4,000,000 up to and including $5,000,000 —$1.65

For each additional $1,000 of liability (or fraction thereof) over $5,000,000 —$1.10

Limited Residential Loan Policy (Michigan Equity Policy)

up to $20,000 — $140

$20,000 to $50,000 — $2.50 per 1000

$50,000 to $100,000 — $2.00 per 1000

OVer $100,000 — $1.50 per $1,000

Minimum — $140

Exam Fees for the following items

Mortgage Title Insurance Policy

Owner’s Title Insurance Policy

Title Guaranties

Guaranteed Certificates of Title

Judicial Reports

Full Search Letter Reports

For Platted Residential — $200

For Unplatted Residential — $250

For Commercial or Industrial — $300 and up

Limited Search Letter Reports — $100 and up

Preliminary Letters For G.C.’s — $50.00

Commitments / Binders —$50.00/$100.00

Verbal No Change

Lucas County — No Charge

Other Counties/— $25.00

Written No Change

Lucas County — No Charge

Other Counties — $50.00

New Construction Updates — $35.00

Refinance

$125.00 —In our offices Monday - Friday between 9:00 AM and 4:00 PM.

$200.00 — In our offices any other time

$225.00 — Out of office in Lucas County Monday thru Friday

$250.00 — Out of office in Lucas County on Weekends

$275.00 — Out of office in Fulton, Henry, Ottawa, and Wood Counties in Ohio

$275.00 — Out of office in Monroe County in Michigan

$300.00 — All remaining counties in Ohio and Michigan

Second Mortgages

$100.00 if same lender.

$150.00 if different lender.

Sales

Buyer/Borrower	Seller
$200.00 with loan	$150.00
$125.00 cash sale	$125.00

Out of office closings — call for quote

CLOSING SERVICES FEES

Wire In or Out of Funds — $20.00 per transaction

Additional Checks (more than 12) — $1.00 per additional check

Certified Check — $10.00

Mortgage Releases — as per County Costs

Judgment Liens Releases – Governmental — as per County Costs

Judgment Lien – Attorney — as per County Costs

Stop Payment — $30.00-$33.00 per occurrence

Re-Issue Check (new name / make multiple) — $3.50 per occurrence

Deed, Releases, Subordination Prep — $50.00 per document

Express Mail — $15.00 per mailing

PAYOFF SERVICES

AREA Title will order your payoffs at no extra cost to you, if requested. Please provide complete information. (Borrower’s signed authorization, account numbers, and lender’s name).

Ohio Recording Fees (Effective August 1, 2003)

Basic Recording Fee

Deeds, Mortgage, etc. — $28.00 for the first two pages and $8.00 for each additional page, 8½" x 14" inches. Minimum fee – $28

Reference Fee

Releases, Assignments—$4.00 for each reference if original recording was prior to 1977

UCC’s

Financing Statements relating to — $12.00 filing fee.real estate. $4.00 for each debtor (s), secured party, record owner (s) or lessee, to be indexed in mortgage records.

Amendments to real related UCC’s i.e., continuations, assignments, Partial releases — $12.00 filing fee. $4.00 for each debtor(s), secured party, record owner(s) or lessee, to be indexed in mortgage records.

Terminations — $12.00 filing fee. $4.00 for each name to be indexed.

UCC Search — $20.00 per debtor name and $2.00 per page for copy.

Liens

Federal Tax Liens — $5.00

Federal Tax Release — $3.00

Re-file/Correction — $5.00

Personal Tax Release — $4.00

Bureau of Workers Compensation Liens And Releases — No Fee

Unemployment Compensation (OBES) — No Fee

Releases — $4.00

Mortgage Release Fee — Ohio (Lucas-$28.00 / All other-$32.00)

Note — Attached legal descriptions constitute an additional page.

Warning — Any releases, Assignments, Subordinations, or Second Record of a Volume/Liber and Page Reference automatically requires you to collect an additional $4.00 (All Ohio Counties except Lucas)

Michigan Deeds require an additional $1.00.

Michigan Release — $17.00

When there is a Judgment Lien and the property is in foreclosure, you must call the Clerk of the Court in which the lien was filed OR the attorney representing the plaintiff, to get the amount of the court costs pertaining to the lien.